Complete loan book
ICDs, inter-corporate deposits, debentures (OCD/CCD/NCD) and consumer loans — tranche-level, with sanctioned limits, drawing power, asset classification and closures, all in one register.
All 4 Bureaus
CIBIL · Experian · Equifax · CRIF
UCRF V3.9 + TUDF
Commercial & consumer formats
Actual/365 Engine
Per-tranche, paisa-exact
Multi-Entity
One platform, every NBFC in the group
Built for NBFCs · UCRF V3.9 & TUDF native
Your loan book, bureau-ready every cycle.
BureauLens runs your complete loan book — ICDs, debentures, consumer loans — accrues interest to the paisa, and generates submission-ready files for all four credit bureaus. What took a week of spreadsheet surgery now takes one click.
4
Bureaus, One Click
26
Filing Cycles / Year
₹0.00
Rounding Drift
100%
Audit Trail
Trusted by teams at the world's most ambitious companies
Built for serious work.
Everything you need from an AI assistant — and the controls you need to deploy it across an entire organisation.
Interest to the paisa
An actual/365 per-tranche accrual engine that ties to your audited workbook to the last paisa. Per-tranche rates, NPA accounts accrue nil, and every month reconciles.
One-click bureau filing
UCRF commercial pipe-files, TUDF consumer files and data-submission Excels for all four bureaus — generated as one ZIP per cycle, byte-faithful to accepted submissions.
Pre-filing validation
Missing PANs, addresses, classifications and date issues surface as errors and warnings before you generate — not as rejection emails from the bureau afterwards.
Reports that match the book
Weekly book, monthly loan book, monthly interest book and outstanding-as-on — every one exportable to Excel and reconcilable line-by-line with your workbook.
Controls built in
Sanctioned-limit checks on every drawdown, duplicate-PAN and account-number blocking, role-based access, per-entity isolation, and a full transaction audit trail.
From sign-up to shipping in minutes.
No setup, no training, no procurement cycles. Open a chat and start working.
-
Load the book
Import parties, agreements and transactions from Excel, or enter them directly.
-
Record as you go
Drawdowns, repayments, closures — validated against limits at entry.
-
Validate the cycle
Pre-filing checks confirm every borrower and account is bureau-complete.
-
Generate & submit
One ZIP: txt, TUDF and Excel for all four bureaus, named and formatted to spec.
One assistant. Every team.
From engineering to legal to marketing — Claude adapts to how your team actually works.
NBFC bureau compliance
Fortnightly UCRF and TUDF submissions to all four bureaus without a single hand-edited row. BureauLens generates files that match your previously accepted filings byte-for-byte, with cycle-aware inclusion of closures and NPAs.
Group ICD books
Inter-corporate deposits across subsidiaries, per-tranche.
Consumer loans
TUDF consumer reporting with full identity capture.
Debenture registers
OCD / CCD / NCD instruments with their own segments.
Audit & reconciliation
Interest books that tie to the workbook to the paisa.
Multi-entity NBFCs
Each entity isolated; one super-admin console.
How BureauLens compares.
A frontier model paired with the surface area to actually use it — chat, terminal, browser, spreadsheet, API.
| Capability | BureauLens | Spreadsheets + manual filing |
|---|---|---|
| Bureau files | Generated, spec-exact | Hand-built each cycle |
| Interest accrual | Per-tranche engine, 365-day | Formulas that drift |
| Validation | Before filing | Bureau rejection emails |
| Limit & PAN controls | Enforced at entry | Found at audit |
| Closures & NPAs | Cycle-aware automatically | Manual row surgery |
| Multi-entity | Isolated tenants, one login | One workbook per entity |
| Audit trail | Every transaction, every user | Track Changes, maybe |
Receipts, not promises.
Real performance from teams shipping with BureauLens every day.
0
Bureaus Covered
0
Cycles a Year
0
Day-Count Basis
0
Hand-Edited Rows
A plan for everyone.
Plans for a single NBFC up to a multi-entity group. Upgrade only when your filing volumes demand it.
Starter
For a single NBFC getting off spreadsheets.
₹7,500
per month · one entity
- Full loan book & interest engine
- All 4 bureau file formats
- Pre-filing validation
- Weekly & monthly reports
- Excel import / export
Professional
For NBFCs filing every cycle, every bureau.
₹15,000
per month · one entity
- Everything in Starter
- Consumer + commercial segments
- Attachments & document store
- Role-based access
- Priority support
Group
For multi-entity groups and their treasuries.
₹37,500
per month · up to 5 entities
- Everything in Professional
- Multi-tenant isolation
- Super-admin console
- Subscription management
- Onboarding assistance
Enterprise
Custom deployment, custom controls.
Custom
annual contract
- Self-hosted or private cloud
- Custom fields & workflows
- RBI return modules (roadmap)
- SLA & dedicated support
- Data migration included
Questions, answered.
Which bureau file formats does BureauLens generate?
Commercial UCRF V3.9 pipe-delimited text files, consumer TUDF files, consumer data-submission Excel workbooks, and a commercial working Excel (BS/AS/RS/CR sheets) — one set per member ID for TransUnion CIBIL, Experian, Equifax and CRIF High Mark, packaged as a single ZIP per cycle.
How accurate is the interest engine?
Actual/365 with inclusive day-count, applied per tranche at each tranche's own rate. NPA accounts accrue nil, matching standard income-recognition practice. Customers reconcile it against audited workbooks to the paisa.
Can we import our existing loan book from Excel?
Yes. Parties, agreements and transactions import from Excel templates with row-level validation — duplicates are blocked, limit breaches are skipped with reasons, and nothing silently changes.
How are bureau member IDs and headers managed?
Every member ID, short name, TUDF header user, TL member code and cycle ID is configurable per bureau in Settings. Nothing is hardcoded — each entity files under its own identities.
Does it support multiple NBFCs in one group?
Yes. BureauLens is multi-tenant: each entity's parties, loans, transactions and bureau settings are fully isolated, with a super-admin console for subscriptions across the group.
What about closures, NPAs and historical cycles?
Loans close with full history retained. Filing generation is cycle-aware: a loan live on the cycle date appears in that cycle even if closed later, so historical regeneration always matches what was actually filed.
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